Two who cheated Delhi citizen in the name of renewing expired credit cards held
New Delhi, May 17
Delhi Police held two who were allegedly cheating citizens in the name of getting their expired credit cards renewed.
The accused were identified bas Tushar Jitender from Karampura and Vinay Kumar Pandey from Punjabi Bagh.
The police stated on a complaint was received where the complainant said that on January 14, she received a call from a and the caller introduced himself from credit card department and asked her to renew her expired credit card points while confirming her credit card details.
The police added that while claiming to aide her, he asked her to provide the OTP that she had received on her mobile number to renew the reward points. When the complainant shared the OTP with the accused, an amount of Rs 74,000/- was deducted from her credit card in four different installments.
DCP (North), Anti Alphonse stated that the accused used to install digital wallet and activate the same on the IDs of different people which they obtained from persons, who were interested in getting credit cards. After that they used to call customers from the data which they obtain from Just Dial and after befooling the victims they used to transfer the cash from credit card to different bank accounts through digital wallet.
The police analysed the trail of transfer of cash from complainant's bank a/c to other accounts and got to know that the amount of Rs 74,000/- was transferred through a digital wallet to one digital account of small finance bank registered in the name of Ashok Kumar of LoniDehat in Ghaziabad, UP by using two different mobile numbers.
The police added that on the same day, the cheated amount was later transferred to other four different banks account.
The team traced and enquired with Ashok Kumar under whose name the small finance bank account was opened. Ashok Kumar stated that he is not aware of the present account and the mobile number registered with the bank does not belong to him. He disclosed that in the month of October, 2020 he was contacted by one Rahul on his mobile number for issuing credit card of a reputed Bank. He shared his PAN Card and AADHAAR Card copy with Rahul, who later informed him that he has been disqualified for the credit card. Again in January, 2021, Rahulbcalled him and assured that this time he would get credit card approved but after AADHAAR verification. On his assurance, he provided the OTP to Rahul but he was not given any Credit card and Rahul also stopped receiving his calls.
During further course of investigation, it came to light that all the mobile numbers used in the offence were from Farrukkabad UP. It further disclosed that all the four bank accounts, in which cheated amount was transferred, belongs to one Prithvipal Mishra from Basti, UP. The police visited Basti, UP to verify the bank account detail and after verifying all the 4 bank accounts, Prithvipal Mishra was traced and examined.
Prithvipal Mishra stated that he is Govt. Employee and works as MTS. In the month of October, 2020, he received a call regarding his Credit Card dues and the caller asked him to pay the due amount in his Credit Card. When he informed about his inability to repay the same, the caller asked him whether he has any bank account, if yes they he can help him repaying his credit card dues. At that time, he was having accounts in two reputed banks. The caller persuaded him that if he could hand over the ATM cards to them, they will repay his credit card dues and would also help him in getting new credit card. On the persuasion of them Prithvipal Mishra handed over ATM cards of both bank accounts to the accused persons Tushar and Vinay at BastiGonda.
Prithvipal Mishra also disclosed that later the accused used to call him regularly to get the OTP, which were coming on his mobile number. The alleged used to send him Rs2,000/- and sometime 1,000/- after every 15-20 days. After few months the alleged persons persuaded him to open more Bank Accounts, only then they would be able to clear his debts. After that, he opened more accounts on his genuine IDs and the accused persons took the ATM cards from him after paying him Rs4,000/-.
During investigation, the police identified the ATM Booth, located at New Mahavir Nagar, Delhi from where the alleged were mostly withdrawing. Onarch 14, Prithvipal received message about depositing some amount. The police had informed the ATM booth to keep vigil.
When at the evening, message of withdrawal of Rs10,000/- was received on the Mobile of Prithvipal Mishra, which was conveyed to the raiding team and the accused persons were traced after following the boy who withdrew the amount from the ATM Booth.
Both accused persons involved in the credit card fraud were arrested and the mobile phone and ATM cards used in the offence have been recovered. The boy who withdrew the amount from ATM Booth has been found as working for them as servant for Rs 6,000/-
Tushar Jitender has worked in call Center at Moti Nagar till 2020 and used to call customers for tour & travel packages. After that for the last one year, he in partnership with his childhood friend Vinay started tour and travel packages business. Due to COVID pandemic last year their business was badly affected and during that time they came in touch with one Asif who helped him in getting SIM cards issued on IDs of different persons and they started calling customers holding debit cards of different banks on randomly after getting detail from Just Dial. They used to cheat people on the pretext of redeeming expired reward point available on the credit cards.
Vinay Kumar Pandey is a native resident of Basti, UP. He also used to work in call centre but later shifted to shoe manufacturing business as accountant and sales manager in Kundli, Haryana. Later, he along with his child hood friend Tushar started tour & travel package business.
Tushar further disclosed that he used to call customers and Vinay used to verify aadhaar card and obtain IDs from customers and after using the same, they opened digital accounts as well. After that they used to transfer cash to the accounts of Prithvipal and later withdraw it from ATM Booths, police added.
The police seized 89 SIM Cards of different Telecommunications Services Company, 21 mobile phones, cash ofRs10,000/-, one laptop alongwith two WIFI routers, 10 debit cards used by the accused to withdraw cheated amount
The police are now hunting Asif, who has helped them in procuring SIM cards for the present offence.
